Blog

Resources and guidance to help first time homebuyers navigate the complexities of home financing, including budgeting, mortgages, and the home buying process.

Castleigh Johnson Castleigh Johnson

Co Signer Mortgage Approval: The Ultimate Guide to Getting Approved Together

You've done everything right - saved for years, fixed your credit, researched neighborhoods. Then that rejection letter arrives: "We regret to inform you...". Every day that passes means watching home prices climb higher while you're stuck on the sidelines, bleeding money on rent that builds someone else's wealth, not yours.

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Castleigh Johnson Castleigh Johnson

The Ultimate Guide to Debt-to-Income Ratio Mortgage Approval

Your debt-to-income (DTI) ratio can be the main deciding factor in getting approved for a mortgage. Lenders focus on your DTI because it shows how your monthly bills stack up against what you're bringing home. This quick math tells them whether you can handle mortgage payments without drowning in bills.

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Castleigh Johnson Castleigh Johnson

FHA vs VA vs USDA Loans: Comparing Top Home Loan Options

Unsure whether an FHA, VA, or USDA loan is right for you? This guide breaks down the benefits, requirements, and key differences of these loan types, including FHA vs VA vs USDA loans, so you can make an informed home-buying decision.

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Castleigh Johnson Castleigh Johnson

Bouncing Back: How To Handle The Mortgage Reapplication Process

Was your mortgage application denied? This guide will help you navigate the mortgage application process and the ins and outs of reapplying. Learn why mortgage applications are denied, how to address those reasons, and steps to improve your application. Let’s get started.

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Castleigh Johnson Castleigh Johnson

Best Time to Buy a House: When to Make Your Move in 2025

Discover the best time to buy a house in 2025 with our seasonal guide. Learn how mortgage rates, home prices, and housing market conditions affect your purchase timing. My Home Pathway helps first-time buyers navigate the market and secure approval.

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Castleigh Johnson Castleigh Johnson

A CONVERSATION ON FUNDRAISING FOR BLACK FOUNDERS AND CEOS WITH FINTECH.TV AT THE NYSE.

My Home Pathway Founder Interview at New York Stock Exchange - Fintech TV with Alicia Nieves

It is with great honor and appreciation that our vision has been recognized, as we were part of history being made at the NYSE in honor of Black history month. Our founder and Chief Executive Officer Castleigh Johnson had the opportunity to chat with Emmy award winning Journalist and Anchor, Alicia Nieves at Fintech.TV

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