According to Investopedia, federal student loan borrowers are facing some tough new challenges now that missed payments are starting to affect credit scores for the first time since the COVID-19 payment pause kicked in back in March 2020.

Starting in October 2025, Buy Now, Pay Later (BNPL) loans will start showing up on credit reports, marking a big change announced by the major credit bureaus: Transunion, Equifax, and Experian.

The 30/30/3 rule is a simple, yet powerful guideline to help you make smarter home buying decisions when you buy a house . It’s a three-part approach that ensures you’re not stretching your finances too thin when purchasing a home.

When you're ready to buy your dream home, it’s essential to understand what lenders consider before approving a mortgage loan. This process revolves around four critical factors, known as the 4 C's: Character, Capacity, Capital, and Collateral.

Real Talk: Can Single Parents Really Buy a Home? Yes. With the help of new mortgage guidance apps like My Home Pathway, it is possible. Home loans for single moms and dads exist, and they’re not just for perfect credit profiles or high earners. Single moms and dads qualify for government-backed and conventional home loan programs designed for low income borrowers and single income households.

You've done everything right - saved for years, fixed your credit, researched neighborhoods. Then that rejection letter arrives: "We regret to inform you...". Every day that passes means watching home prices climb higher while you're stuck on the sidelines, bleeding money on rent that builds someone else's wealth, not yours.

Your debt-to-income (DTI) ratio can be the main deciding factor in getting approved for a mortgage. Lenders focus on your DTI because it shows how your monthly bills stack up against what you're bringing home. This quick math tells them whether you can handle mortgage payments without drowning in bills.

Unsure whether an FHA, VA, or USDA loan is right for you? This guide breaks down the benefits, requirements, and key differences of these loan types, including FHA vs VA vs USDA loans, so you can make an informed home-buying decision.

Thinking about buying a home but worried your credit score might hold you back? This guide covers practical steps on how to improve credit score for mortgage that you can take right now to boost your score.

Explore key insights from the panel Her Wealth, Her Power: Financial Empowerment for Women. Learn how systemic changes in financial systems, tech, and policy are crucial to empowering women’s wealth-building.

Was your mortgage application denied? This guide will help you navigate the mortgage application process and the ins and outs of reapplying. Learn why mortgage applications are denied, how to address those reasons, and steps to improve your application. Let’s get started.

Discover the best time to buy a house in 2025 with our seasonal guide. Learn how mortgage rates, home prices, and housing market conditions affect your purchase timing. My Home Pathway helps first-time buyers navigate the market and secure approval.

Insights from the 2025 Homeownership Panel on overcoming market challenges, financing options, and smart investment strategies for aspiring homeowners.

Discover whether renting or buying is right for you with our comprehensive guide to costs, benefits, and key considerations for making this major financial decision.

Discover how to qualify and apply for first-time homebuyer grants. Get up to $40,000 in down payment assistance through state, local, and national programs.

Know your home buying rights, legal steps, and key rules to protect your investment. Learn how to navigate the process and avoid costly mistakes.

Get mortgage pre-approval with bad credit by improving your credit score and exploring loan options. Learn how to qualify, even with a low credit score.

Learn how long mortgage pre-approval takes, common delays to avoid, and steps to take if denied. Get expert tips to improve your approval chances.

Navigate the home buying process with our step-by-step guide covering financial prep, mortgage pre-approval, house hunting, and closing. Perfect for first-time buyers.

Learn the top reasons why mortgage applications get denied and get actionable tips to improve your approval chances!