Signs of a Balanced Housing Market Emerge as Inventory Approaches Six-Year High
Photo by Breno Assis
Zillow's latest report for June 2025 has some key insights, and it really highlights the journey many of you are on.
The big takeaway? Affordability is still the name of the game. Home prices saw a slight bump, but things are settling down a bit compared to the super-fast growth we've seen. That means while homes are still expensive, they're not quite as out-of-reach as they were in some past months. The challenge for many, especially first-time buyers, is that mortgage rates are still pretty high. It’s a bit like juggling higher prices with higher borrowing costs.
Good news on the inventory front! There are a few more homes available now, which gives you a bit more choice than before. It's not a flood of new listings, but every little bit helps in finding your perfect place. On the flip side, if you're renting, you might still be feeling the pinch, as rents are continuing to climb. This can make saving for that down payment even trickier.
So, what does this mean for your pathway to homeownership? It means the market is strong, but you need a clear plan to navigate the affordability hurdles. Understanding these trends is key to making your dream home a reality.
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Fintech Founder at My Home Pathway. VC Backed Startup. Financial Inclusion Leader and Speaker.
Risk and project management professional with experience in Federal Reserve banking regulations, risk management policies as well as risk management advisory services. Critical skills include credit risk analysis, capital markets, strategic planning, current state assessments and target operating models. Ability to assess evolving regulatory guidelines and potential impact on financial services organizations operationally and strategically.
Mr. Johnson received his Bachelor of Science in Management and International Business from Penn State University where he was a Bunton Waller Scholar and Division 1 athlete and his MBA in Finance and Accounting from New York University.
