Mapped: How Much You Need To Earn in Every State To Buy a Home
Photo by ZainCreations
A recent Realtor.com report highlights the significant income gap between what families earn and what is needed to afford a median-priced home in every state. While some states like Iowa and Illinois have a small affordability gap, others, such as Massachusetts and Montana, require over double the median income to comfortably afford a home. The report, which is based on July 2025 data, shows that nationally, the typical U.S. household earns about 46% less than the income required to afford a median-priced home.
For a detailed breakdown by state, read the full article here.
Disclaimer: My Home Pathway is a technology driven risk improvement platform. We are not a mortgage broker or lender and are not representatives of any home loan programs. We are not a credit repair company, HUD certified counseling agency, or one on one home counselor. While we offer mortgage related services, we are not a bank, non profit organization, foundation, or real estate agency. We may partner with those organizations to provide content and access related to our services.
The information provided is for educational purposes only and should not be considered credit repair advice or housing counseling services. For credit repair assistance or housing counseling, please consult with appropriate certified professionals or HUD-approved agencies.
Fintech Founder at My Home Pathway. VC Backed Startup. Financial Inclusion Leader and Speaker.
Risk and project management professional with experience in Federal Reserve banking regulations, risk management policies as well as risk management advisory services. Critical skills include credit risk analysis, capital markets, strategic planning, current state assessments and target operating models. Ability to assess evolving regulatory guidelines and potential impact on financial services organizations operationally and strategically.
Mr. Johnson received his Bachelor of Science in Management and International Business from Penn State University where he was a Bunton Waller Scholar and Division 1 athlete and his MBA in Finance and Accounting from New York University.