Blog

Resources and guidance to help first time homebuyers navigate the complexities of home financing, including budgeting, mortgages, and the home buying process.

Castleigh Johnson Castleigh Johnson

In Honor of Black Business Month

August means that it is officially Black Business Month in America, which is a time when we can appreciate the Black-owned business of our country.

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Castleigh Johnson Castleigh Johnson

How To Navigate Buying a Home in a Seller's Market

Anyone working in or close to the real estate market will likely tell you that what we’ve been experiencing lately is definitely a seller’s market. There were a few macro-economic factors that played into this.

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Castleigh Johnson Castleigh Johnson

12 Ways To Improve Your Credit Score

Is your credit score not exactly where you want it to be? We're sharing twelve steps to take to improve your score. Not even sure where to start? Read on for the steps you can take to improve your credit score.

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Castleigh Johnson Castleigh Johnson

The Secrets To Saving For a Down Payment

If you’re looking to buy a home, getting the down payment ready could seem like a daunting task. You may have heard that you’ll need to save up 20% as a rule of thumb, but really that’s just a myth that we actually debunked. Buyers these days can actually get away with putting much less down, more in the range of 5 to 10% and in some circumstances possibly even zero.

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Castleigh Johnson Castleigh Johnson

The 10 Financial Mistakes You Might Be Making

Okay so let’s take a moment to be honest with ourselves. When it comes to making financial decisions, no one is perfect and many of us are probably making mistakes we should be avoiding, because we’re only human.

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Castleigh Johnson Castleigh Johnson

Our Top 5 Tips To Pay Off Debt

According to the New York Federal Reserve, consumer debt reached $14.56 trillion after the fourth quarter of 2020. This cumulative balance includes mortgages, auto loans, credit cards and student loans - WOW. And since around 340 million people carry some kind of debt, odds are that either you or someone you know is intimately familiar with debt.

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Castleigh Johnson Castleigh Johnson

Home Appraisals: Everything You Need To Know

If you’re looking to buy a home, something you’re going to come across is a home appraisal. But what exactly is a home appraisal and why is it important? We're diving into it here so you can better understand everything you need to know about this process and how it’ll affect you as a home buyer.

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Castleigh Johnson Castleigh Johnson

Financial Empowerment: 3 Tips To Start Today

We sat down with personal finance expert, Adrienne Taylor-Wells, founder of Tailored Wealth Saver, for the first in a series of events for My Home Pathway's June Economic Empowerment Month.

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Castleigh Johnson Castleigh Johnson

My Home Pathway: Financial Empowerment Month

That's right, this June we are kicking off 30 days of events, educational opportunities and experiences meant to give you the means to start taking control of your financial goals and get into the right money mindset.

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Castleigh Johnson Castleigh Johnson

COVID's Impact on the Housing Market

Are you interested in buying a home? (That's probably why you're reading this.) We're sharing what you need to know about your home buying journey and the effects of COVID 19, especially as it relates to how you should be thinking about everything that’s going on and how you can take advantage of the market dynamics currently in play.

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Castleigh Johnson Castleigh Johnson

Pre-Approved? Here's What You Need To Know.

If you’re looking to buy a home, a couple terms you might hear getting thrown around are things like “pre-qualified” or “pre-approved," but what exactly are they and what’s the difference?

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Castleigh Johnson Castleigh Johnson

The MHP Guide to Financial Literacy

At My Home Pathway, we believe that everyone deserves to have the knowledge they need to take control of their financial future and that’s why we’ve come up with this guide.

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Castleigh Johnson Castleigh Johnson

Why You Should Ignore The 20% Down Payment Myth

If you’ve been playing with the idea of buying a home, you may have come across a belief that you need to save up for a 20% down payment on a home. Perhaps this is even the reason you haven’t pulled the trigger on buying a house. Well, we’re here to tell you that this doesn’t need to be the case. Guess what? This concept is completely a myth.

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Castleigh Johnson Castleigh Johnson

Matching Good Lending Partners with Smart Home Buyers

At My Home Pathway, finding you good partners for good loans is integral to our mission. We’re pleased to announce that we’ve partnered with First Republic Bank as our premier launch and marketing outreach partner.

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Castleigh Johnson Castleigh Johnson

The Definitive Guide to FHA Loans

Welcome to My Home Pathway’s definitive guide to FHA loans. If you’re looking to get one yourself or are just curious to learn more about them, you’ve come to the right place. In this article we’ll go over what they are, why they’re important and how you can go about getting one if it’s the right move for you.

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